Анульовано

Full stack developer for fintech application (Android, Java)

[login to view URL] (project brief is in the attachment)

ABOUT INCITY:

Mission:

To provide easy, transparent access to critical financial services -- credit, savings, insurance, etc. -- to rural and semi-urban India (household income INR 10-40k per month).

Why:

400-500 million people across India, in this income segment are cut off from access to basic services that those who live in cities take for granted. They are the most unserved / underserved market segment. 50% of them have smart phones, and thus internet connectivity is not an issue; however their internet usage is limited to content consumption; and does not extend to adoption of digital services -- be it banking, healthcare or commerce (Refer: The Giant Bharat Opportunity).

Microfinance and Banking Institutions have taken huge strides to bring these markets under their fold, and have had great success too. Yet in recent years growth has been restricted largely to lending to the same borrower group though 70% of the credit worthy market(2019 KPMG MFI report) is still unserved. This is largely due to the cost inefficiencies and manpower constraints that accompany last mile delivery.

Why Now:

Because the timing is perfect!

Thanks to the government & regulators push, banking has penetrated deep in to rural India -- BC points (Banking Correspondents) are there today in very, very remote areas as well; 70-80% people have bank accounts; 50-60% are operational; DBTs direct benefit transfers have reduced slippages significantly; BCs are actually earning money. This took a very long time -- it required lots of investment, government impetus -- and is now showing results.

The BC program has primed the market for a service like the one InCity offers through local entrepreneurs. Village level entrepreneurs have become well acquainted with financial services and a modicum of trust is built with the customer that entrepreneurs belonging to their community can provide them financial services using technology at the backend.

InCity’s Model:

InCity is a technology platform that connects people living in the remotest parts of the country to high quality, curated financial services that are customized to their needs. InCity leverages local entrepreneurs to drive adoption of InCity’s services amongst the local populace. In that sense it is similar to the Bank BC model.

However unlike the BC model which requires a heavy investment of INR 1-1.5 lakhs from entrepreneurs, InCity's model pretty much just requires entrepreneurs to own a smartphone to start working with InCity!

Also unlike banks, which restricts offerings to their product basket, and do not really offer tech-enabled credit today, the InCity platform looks at curated products and services across financial service providers/ product partners. InCity also is looking at a very unique AI-enabled lending model which will help the InCity Customer Service Point offer credit to their customer base, in their communities. It also is unique in that it looks at the end-to-end customer lifecycle, from lead generation to transaction to after sales servicing to recommendations on future products.

Навички: Android, Java, Mobile App Development, node.js, Backend Development, Frontend Development, Full Stack Development, Local Job, Web Development

Про роботодавця:
( 0 відгуки(-ів) ) Kolkata, India

ID Проекту: #24578961

12 фрілансерів(-и) у середньому готові виконати цю роботу за ₹757407

rairez

Hi, I hope you are doing well. After carefully reviewing the requirements of the tiny job description, I feel that I am very much suitable for your mobile APP project. I can start working immediately after details disc Більше

₹500000 INR за 60 дні(-в)
(1 відгук)
4.4
ShyamFutureTech

Hi, Recruiter Recommended us for this job. Thanks for your well described job posting. We have 200+ employee who would love to help you out for this job. It will be great if you initiate a chat for further discussio Більше

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4.0
Avinavkr

Hi, After your project description you want android app application. I have some questions about requirement. I need to want to talk to you and clear all those points and Start work asap. Thank you

₹622222 INR за 35 дні(-в)
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3.2
mmdparvej

Hi Infinity, Thanks for inviting me to work on your project. I am frm Kolkata, working as a freelancer web & mobile app devloper for 6+ years & currently established my own firm here with 15+ persons

₹555555 INR за 60 дні(-в)
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stepinnsolution

Hi there, Greeting! - I have read your description and clearly understood what you need. - I am a senior developer having experience in Android and IOS app development - Would like to have a detailed discussion with y Більше

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2.7
vik2570singh

Hi there, I have read your requirements that you are looking for I am very confident enough to complete your task with quality and within the time limit and in cost effective way. Hoping for a positive response Thanks Більше

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rkshvij

**We have ready made solution** [login to view URL] Hi sir, Hope you are doing good. we have gone through your project description and we are very much interested in doing yo Більше

₹1000000 INR за 120 дні(-в)
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1.1
bireshwargoswami

Hello Sir, Hope you are doing well. I have 6+ years of working experience in UI and frontend framework and also worked with lots of international clients. So, I think I can help you out with this work. Already I have Більше

₹555555 INR за 20 дні(-в)
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1.0
intevest123

we worked on many fintech project Hello, Greetings from Intevest , We have done similiar kind of work, you asked in requirement, lets chat, to discuss specific feature Hello, I’m Manish. We are team of 90 members, d Більше

₹1300000 INR за 87 дні(-в)
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0.0
zoranzdravkovic2

-------- Senior Java/ Mobile App Development/ Android/ node.js Expert! -------- Hi,dear Your project is very attracting my mind because I'm very mastered in these branches and also, have rich experiences and high ski Більше

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MagicMindTech

Hello Greetings , hope you are doing well I am Kuntal From Magicmind Technologies Ltd , we are based in Kolkata and I have gone through the requirements and need to have a detailed discussion with you . The Tech-ski Більше

₹500000 INR за 50 дні(-в)
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devlper001

Hello! hope you're doing well. I'm so much interested as your requirements completely matched with my ability. I found that you need to provide easy, transparent access to critical financial services -- credit, savi Більше

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